I know there was a huge fire this summer near Fort Collins, how often does that happen?

We don't historically have many fires around Fort Collins in the foothills and mountains. Most of the fires are due to dry conditions combined with lightning, campers, and smokers discarding their butts. I have answered this question a couple of times in the last 16 years but it has never been an issue for buying in the city of Fort Collins. However if you are considering living in the foothills or mountains west of the city you will need to take into account a lot of things. Because of the High Park fire the summer of 2012 areas west of town have higher hazard insurance issues, along with higher premiums as rated by the insurance industry. On a side note, I have not seen a change in property values yet, either up or down, as a result of the big fire. People still love living in these areas.